Personal Contract Hire (PCH):

Drive a New Car Without Ownership Worries

Personal Contract Hire (PCH) is a simple and cost-effective way to drive a brand-new car without the hassle of ownership. Instead of buying a vehicle outright, you lease it for a fixed period—typically between 24 and 60 months—and make fixed monthly payments. At the end of the contract, you simply return the vehicle with no concerns about depreciation or resale.

If you love the idea of driving a new car every few years while keeping costs predictable, PCH could be the perfect solution.


How Does Personal Contract Hire Work?

  1. Choose Your Car – Select the make, model, and specifications that best suit your lifestyle.
  2. Set Your Terms – Agree on the contract length (typically 2–5 years) and annual mileage allowance.
  3. Fixed Monthly Payments – Pay a set amount each month, making budgeting easier.
  4. Enjoy the Drive – Use the vehicle without the financial risks of ownership.
  5. Return It & Upgrade – At the end of the contract, hand the car back and choose a new one if needed.

Why Choose Personal Contract Hire?

✔️ Lower Monthly Payments – Leasing often has lower costs than financing or purchasing outright.

✔️ No Large Upfront Payment – Typically, only an initial rental payment is required, unlike buying a car which requires a significant deposit.

✔️ Drive a New Car Regularly – Upgrade to the latest model every few years without the hassle of selling or trading in.

✔️ Fixed Costs & Budgeting – Enjoy predictable payments with no surprise depreciation losses.

✔️ No Worries About Resale Value – Simply return the car at the end of the contract without dealing with depreciation or selling.

✔️ Optional Maintenance Packages – Choose a plan that covers servicing, repairs, and breakdown assistance for added peace of mind.

✔️ Flexible Mileage Options – Select a mileage allowance that suits your driving needs to avoid excess mileage charges.


Is Personal Contract Hire Right for You?

Personal Contract Hire is ideal if you:
✅ Want a brand-new car without the financial commitment of ownership.
✅ Prefer fixed monthly payments for better budgeting.
✅ Drive within a set mileage limit and don’t want to worry about selling a car later.
✅ Like the idea of upgrading your car every few years for the latest technology and efficiency.

However, if you prefer to own your car at the end of the term, alternatives like Personal Contract Purchase (PCP) or Hire Purchase (HP) may be more suitable.


Get a Personalised Quote Today!

Ready to experience the benefits of Personal Contract Hire? We can help you find the perfect car lease tailored to your needs.

📞 Call us: 01908 262 662
📧 Email us: sales@webcars.co.uk

LVC Central Ltd is a credit broker not a lender and is authorised and regulated by the Financial Conduct Authority -Reference number: 718938. We may receive a commission payment from the finance provider, one of our selected panel of funders. Terms and conditions are available on request. Webcars is a trading style of LVC Central Ltd. Registered in England Number 3102865. Registered Office: 2 Cosgrove Road, Old Stratford, Milton Keynes MK19 6AF. BVRLA membership number: 2126